THE FUNCTION OF THE INSURANCE IN CARRIERS` LIABILITY FOR LOSSES ONGOODS IN THE ROAD TRANSPORT IN REPUBLIC OF SRPSKA

Сажетак

The carriers` liability for losses on goods in the road transport results from the contract of carriage concluded with the party who ordered the transport. The form and type of such a liability are defined by valid regulations for such a type of transport, i.e. by regulations for the corresponding contract of carriage. If during the transport there incurs a loss on goods for which the carrier is liable, he will have to compensate such a loss. Taking into consideration the wide range of transport risks which can lead to the loss occurrence on goods, on one side, as well as the high amount of possible losses, on the other side, the carriers can protect their interests by signing the contract on insurance. By signing the contract on insurance against the liability for losses on goods being transported, the carriers protect their interests in the way the incurred loss, for which they are liable, shall be compensated by the insurance company instead of them. The goal of this paper is to point out, in one place, a very important role of the carrier’s liability insurance, as well as to point to the issues of the carrier’s liability in Republic of Srpska from the aspect of current legal regulations. The conclusion provides a brief review of the noticed problems in the existing legal regulations regarding the observed problem, and the possibilities for providing of the adequate protection of carriers by means of insurance coverage